@font-face {
  font-family: "Manrope";
  src: url("assets/fonts/Manrope.woff2") format("woff2");
  font-weight: 400 700;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: "Playfair Display";
  src: url("assets/fonts/PlayfairDisplay.woff2") format("woff2");
  font-weight: 600 700;
  font-style: normal;
  font-display: swap;
}

:root{--navy:#081426;--navy-2:#0d1c31;--ink:#172033;--gold:#b99143;--gold-2:#d1ae65;--paper:#fff;--soft:#f4f2ed;--muted:#6e7685;--line:#dfe3e8;--radius:22px;--shadow:0 24px 60px rgba(5,16,34,.12);--container:min(1240px,calc(100% - 40px))}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Manrope,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.55}a{color:inherit;text-decoration:none}img{display:block;width:100%}button,input,textarea{font:inherit}.container{width:var(--container);margin-inline:auto}.section{padding:112px 0}.section-dark{background:var(--navy);color:#fff}.section-soft{background:var(--soft)}.site-header{position:relative;z-index:50;inset:auto;background:rgba(8,20,38,.86);backdrop-filter:blur(18px);border-bottom:1px solid rgba(255,255,255,.08)}.nav-wrap{height:78px;display:flex;align-items:center;gap:24px}.brand{display:flex;align-items:center;gap:12px;color:#fff;min-width:max-content}.brand-mark{display:grid;place-items:center;width:44px;height:44px;border:1px solid var(--gold);border-radius:14px;font-family:"Playfair Display",serif;font-size:26px;color:var(--gold)}.brand strong{display:block;font-size:16px;letter-spacing:.16em}.brand small{display:block;font-size:10px;letter-spacing:.08em;opacity:.62;text-transform:uppercase}.main-nav{display:flex;gap:20px;margin-left:auto}.main-nav a{font-size:13px;color:rgba(255,255,255,.75)}.main-nav a:hover{color:#fff}.menu-toggle{display:none;background:none;color:white;border:1px solid rgba(255,255,255,.2);border-radius:10px;padding:10px 14px}.btn{border:0;border-radius:15px;min-height:54px;padding:0 24px;font-weight:700;display:inline-flex;align-items:center;justify-content:center;cursor:pointer;transition:.2s ease}.btn-primary{background:var(--gold);color:var(--navy)}.btn-primary:hover{background:var(--gold-2);transform:translateY(-2px)}.btn-ghost{border:1px solid rgba(255,255,255,.28);color:#fff}.header-cta{min-height:52px;padding:0 22px;font-size:14px}.hero{padding:130px 0 65px;min-height:100vh;display:grid;align-items:center}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:12px;font-weight:700;color:var(--gold-2);margin:0 0 20px}.eyebrow.dark{color:#8c6b2e}.hero h1,.section-heading h2,.contact-copy h2,.modal h2{font-family:"Playfair Display",serif;line-height:1.03;margin:0}.hero h1{font-size:clamp(48px,5.8vw,82px);letter-spacing:-.035em}.hero h1 span{color:var(--gold-2)}.lead{font-size:20px;color:rgba(255,255,255,.72);max-width:680px;margin:30px 0}.hero-actions{display:flex;gap:16px}.hero-actions .btn-primary{min-height:56px;padding:0 28px}.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:50px;padding-top:28px;border-top:1px solid rgba(255,255,255,.14)}.trust-row strong,.trust-row span{display:block}.trust-row strong{font-size:14px}.trust-row span{font-size:12px;color:rgba(255,255,255,.52);margin-top:5px}.hero-card{position:relative;border-radius:32px;overflow:hidden;box-shadow:0 40px 80px rgba(0,0,0,.35);aspect-ratio:1/1}.hero-card img{height:100%;object-fit:cover}.visual-overlay{position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,rgba(8,20,38,.88))}.visual-caption{display:block;margin:20px 0 0;padding:0;position:static;left:auto;right:auto;bottom:auto}@media(min-width:981px){.visual-caption{margin-top:20px}}.visual-caption span{font-size:11px;letter-spacing:.2em;color:var(--gold-2)}.visual-caption strong{display:block;font-family:"Playfair Display",serif;font-size:25px;margin-top:5px}.section-heading{max-width:720px;margin-bottom:55px}.section-heading h2{font-size:clamp(38px,4vw,58px);letter-spacing:-.025em}.section-heading p{font-size:18px;color:var(--muted)}.section-heading.light p{color:rgba(255,255,255,.66)}.section-heading.split{max-width:none;display:flex;justify-content:space-between;align-items:end;gap:40px}.section-heading.split>p{max-width:380px}.solution-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.solution-card{position:relative;min-height:250px;padding:32px;border:1px solid var(--line);border-radius:var(--radius);transition:.25s;background:#fff}.solution-card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:#c8b27c}.solution-card span{font-size:12px;color:#9a7a3b}.solution-card h3{font-family:"Playfair Display",serif;font-size:30px;margin:30px 0 10px}.solution-card p{color:var(--muted);max-width:460px}.solution-card b{position:absolute;left:32px;bottom:28px;font-size:13px}.solution-card.feature{grid-column:1/-1;background:var(--navy);color:#fff}.solution-card.feature p{color:rgba(255,255,255,.65)}.timeline{position:relative;display:grid;grid-template-columns:repeat(6,1fr);gap:18px}.timeline-line{position:absolute;top:30px;left:7%;right:7%;height:2px;background:#cfd4d9}.timeline-item{position:relative;text-align:center}.timeline-item i{position:relative;z-index:2;display:grid;place-items:center;width:60px;height:60px;margin:0 auto 24px;border-radius:50%;background:white;border:1px solid #cfd4d9;font-style:normal;font-weight:700}.timeline-item.active i{background:var(--gold);border-color:var(--gold)}.timeline-item h3{font-size:17px}.timeline-item p{font-size:13px;color:var(--muted)}.approach-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:100px;align-items:start}.principle{display:grid;grid-template-columns:55px 1fr;gap:20px;padding:30px 0;border-bottom:1px solid rgba(255,255,255,.14)}.principle span{color:var(--gold-2);font-size:12px}.principle h3{font-family:"Playfair Display",serif;font-size:30px;margin:0}.principle p{color:rgba(255,255,255,.62);margin:8px 0 0}.case-grid,.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.case-card{background:var(--navy);color:#fff;border-radius:var(--radius);padding:32px;min-height:355px;display:flex;flex-direction:column}.case-amount{font-family:"Playfair Display",serif;font-size:48px;color:var(--gold-2)}.case-card>p{font-size:18px}.case-card dl{margin-top:auto}.case-card dl div{display:flex;justify-content:space-between;border-top:1px solid rgba(255,255,255,.12);padding:12px 0}.case-card dt{color:rgba(255,255,255,.5)}.case-card a{margin-top:25px;color:var(--gold-2);font-size:13px}.disclaimer{font-size:12px;color:var(--muted);margin-top:18px}.article-card{background:#fff;padding:30px;border:1px solid #e3dfd6;border-radius:var(--radius);min-height:315px;display:flex;flex-direction:column}.article-card>span{font-size:11px;text-transform:uppercase;letter-spacing:.14em;color:#8c6b2e}.article-card h3{font-family:"Playfair 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textarea:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(185,145,67,.13)}.consent{display:flex!important;gap:10px;align-items:flex-start;font-weight:400!important}.consent input{width:auto;margin:4px 0 0}.form-note{font-size:12px;color:var(--muted);margin:0}.footer{padding:70px 0 25px}.footer-grid{display:grid;grid-template-columns:1.8fr repeat(3,1fr);gap:45px}.footer-grid h3{font-size:13px;color:var(--gold-2);text-transform:uppercase;letter-spacing:.12em}.footer-grid a,.footer-grid span{display:block;color:rgba(255,255,255,.62);font-size:13px;margin:10px 0}.footer-grid p{color:rgba(255,255,255,.52);max-width:330px}.footer-bottom{margin-top:50px;padding-top:20px;border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;color:rgba(255,255,255,.45);font-size:12px}.modal{width:min(540px,calc(100% - 30px));border:0;border-radius:25px;padding:36px;box-shadow:0 35px 100px 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kreditor-spin{to{transform:rotate(360deg)}}[data-k-component="field"]{display:grid;gap:8px}[data-k-component="field"]>label{margin:0}[data-k-component="field"] [aria-invalid="true"]{border-color:var(--ui-danger,#a62e2e)!important;box-shadow:0 0 0 4px rgba(166,46,46,.10)!important}.k-field-error{margin:0;color:var(--ui-danger,#a62e2e);font:600 12px/1.45 Manrope,Arial,sans-serif}.k-component-status{min-height:1.35em;margin-top:10px;color:var(--ui-muted,#6e7685);font:600 13px/1.45 Manrope,Arial,sans-serif}.k-component-status[data-state="success"]{color:var(--ui-success,#287a46)}.k-component-status[data-state="error"]{color:var(--ui-danger,#a62e2e)}.k-toast-region{position:fixed;z-index:99999;right:max(18px,env(safe-area-inset-right));bottom:max(18px,env(safe-area-inset-bottom));display:grid;gap:10px;width:min(390px,calc(100vw - 36px));pointer-events:none}.k-toast{display:grid;grid-template-columns:auto 1fr auto;align-items:start;gap:12px;padding:15px 16px;border:1px solid rgba(255,255,255,.12);border-radius:var(--ui-radius-md,15px);background:var(--ui-navy,#081426);color:#fff;box-shadow:0 18px 48px rgba(4,10,19,.28);pointer-events:auto;animation:k-toast-in .2s var(--ui-ease,ease) both}.k-toast[data-state="success"]{border-left:4px solid var(--ui-success,#287a46)}.k-toast[data-state="error"]{border-left:4px solid #d86464}.k-toast__text{font:600 14px/1.45 Manrope,Arial,sans-serif}.k-toast__close{border:0;background:transparent;color:inherit;font:700 18px/1 Arial,sans-serif;cursor:pointer;opacity:.7;padding:2px}.k-toast__close:hover{opacity:1}@keyframes k-toast-in{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}[data-k-component="footer"] a:focus-visible{outline-offset:4px}[data-k-component="footer"] .footer-nav{align-content:start}@media(prefers-reduced-motion:reduce){[data-k-component="cta"][aria-busy="true"]::after{animation-duration:1.5s}.k-toast{animation:none}}:root{--form-control-height:54px;--form-check-size:18px;--form-row-gap:18px}.contact-form input:not([type="checkbox"]):not([type="radio"]):not([type="hidden"]),.contact-form textarea,.contact-form select,.modal input:not([type="checkbox"]):not([type="radio"]):not([type="hidden"]),.modal textarea,.modal select,form[data-lead-form] input:not([type="checkbox"]):not([type="radio"]):not([type="hidden"]),form[data-lead-form] textarea,form[data-lead-form] select{min-height:var(--form-control-height)}.contact-form,.modal form,form[data-lead-form]{row-gap:var(--form-row-gap)}.contact-form .consent,.modal .consent,form[data-lead-form] .consent{display:grid!important;grid-template-columns:var(--form-check-size) minmax(0,1fr);align-items:start!important;column-gap:11px!important;width:100%;min-width:0;margin:0;color:var(--ui-ink,#081426);font:400 13px/1.5 Manrope,Arial,sans-serif!important;cursor:pointer}.contact-form .consent input[type="checkbox"],.modal .consent input[type="checkbox"],form[data-lead-form] .consent input[type="checkbox"]{appearance:auto;-webkit-appearance:checkbox;width:var(--form-check-size)!important;height:var(--form-check-size)!important;min-width:var(--form-check-size)!important;min-height:var(--form-check-size)!important;max-width:var(--form-check-size)!important;margin:2px 0 0!important;padding:0!important;border:0!important;border-radius:4px!important;background:transparent!important;box-shadow:none!important;accent-color:var(--ui-gold,#b99143);cursor:pointer}.contact-form .consent>span,.modal .consent>span,form[data-lead-form] .consent>span{display:block;min-width:0;overflow-wrap:anywhere}.contact-form .consent a,.modal .consent a,form[data-lead-form] .consent a{color:inherit;text-decoration-thickness:1px;text-underline-offset:2px}.contact-form .consent:focus-within,.modal .consent:focus-within,form[data-lead-form] .consent:focus-within{outline:2px solid transparent}.contact-form .consent input[type="checkbox"]:focus-visible,.modal .consent input[type="checkbox"]:focus-visible,form[data-lead-form] .consent input[type="checkbox"]:focus-visible{outline:3px solid rgba(185,145,67,.28);outline-offset:3px}.contact-form button[type="submit"],.modal button[type="submit"],form[data-lead-form] button[type="submit"]{min-height:56px;width:100%;justify-content:center}.contact-form button[type="submit"]::after,.modal button[type="submit"]::after,form[data-lead-form] button[type="submit"]::after{content:"→";display:inline-block;margin-left:8px;transition:transform .18s ease}.contact-form button[type="submit"]:hover::after,.modal button[type="submit"]:hover::after,form[data-lead-form] button[type="submit"]:hover::after{transform:translateX(3px)}.form-note,.k-component-status{max-width:64ch}@media (max-width:720px){:root{--form-row-gap:16px}.contact-form .consent,.modal .consent,form[data-lead-form] .consent{font-size:13px!important;column-gap:10px!important}}@media (prefers-reduced-motion:reduce){.contact-form button[type="submit"]::after,.modal button[type="submit"]::after,form[data-lead-form] button[type="submit"]::after{transition:none}}:root{--ux-icon-size:20px;--ux-footer-gap:clamp(34px,5vw,72px);--ux-soft-shadow:0 14px 34px rgba(7,23,42,.08),0 3px 10px rgba(7,23,42,.04)}.contact-form .consent,.modal .consent,form[data-lead-form] .consent{grid-template-columns:18px minmax(0,1fr)!important;align-items:start!important;column-gap:10px!important;max-width:100%}.contact-form .consent>span,.modal .consent>span,form[data-lead-form] .consent>span{width:auto!important;max-width:none!important;line-height:1.45!important}.contact-form button[type="submit"],.modal button[type="submit"],form[data-lead-form] button[type="submit"]{min-height:60px!important;border-radius:14px!important;box-shadow:0 8px 20px rgba(185,145,67,.16)}.contact-form button[type="submit"]:hover,.modal button[type="submit"]:hover,form[data-lead-form] button[type="submit"]:hover{transform:translateY(-1px);box-shadow:0 12px 26px rgba(185,145,67,.20)}.contact-form textarea,.modal textarea,form[data-lead-form] textarea{min-height:150px!important;resize:vertical}.footer-grid{column-gap:var(--ux-footer-gap)!important;row-gap:38px!important}.footer-grid>div{min-width:0}.footer-grid h3{margin-bottom:16px}.footer-grid a,.footer-grid span{margin:11px 0!important;line-height:1.5}.footer-bottom{gap:24px}.hero-card{isolation:isolate;box-shadow:var(--ux-soft-shadow);overflow:hidden}.hero-card::after{content:"";position:absolute;inset:0;pointer-events:none;background:linear-gradient(145deg,rgba(255,255,255,.08),transparent 38%,rgba(185,145,67,.08));z-index:2}.hero-card img{transition:transform .55s cubic-bezier(.2,.7,.2,1),filter .35s ease}.hero-card:hover img{transform:scale(1.018);filter:saturate(1.03) contrast(1.02)}.hero-card .visual-caption{z-index:3}.desktop-sticky-cta>a,.mobile-contact-bar a span,.kreditor-sticky-channel,.modal-contact-icon,.lead-channel-icon{font-family:Manrope,Arial,sans-serif!important}.desktop-sticky-cta>a{position:relative;font-size:0!important}.desktop-sticky-cta>a .kreditor-channel-svg,.mobile-contact-bar .kreditor-channel-svg,.modal-contact-icon .kreditor-channel-svg,.lead-channel-icon .kreditor-channel-svg{width:var(--ux-icon-size);height:var(--ux-icon-size);display:block}.desktop-sticky-cta>a .kreditor-channel-svg{width:19px;height:19px}.mobile-contact-bar a span{display:grid;place-items:center}.desktop-sticky-cta a:focus-visible,.mobile-contact-bar a:focus-visible,.footer a:focus-visible,.hero-actions a:focus-visible,.hero-actions button:focus-visible{outline:3px solid rgba(185,145,67,.38)!important;outline-offset:3px!important}@media(max-width:980px){.footer-grid{column-gap:40px!important}}@media(max-width:640px){.contact-form .consent,.modal .consent,form[data-lead-form] .consent{grid-template-columns:18px minmax(0,1fr)!important;column-gap:9px!important;font-size:12.5px!important}.contact-form button[type="submit"],.modal button[type="submit"],form[data-lead-form] button[type="submit"]{min-height:56px!important}.contact-form textarea,.modal textarea,form[data-lead-form] textarea{min-height:132px!important}.footer-grid{row-gap:30px!important}}@media(prefers-reduced-motion:reduce){.hero-card img,.contact-form button[type="submit"],.modal button[type="submit"],form[data-lead-form] button[type="submit"]{transition:none!important}.hero-card:hover img{transform:none}}@media print{*{box-shadow:none!important;text-shadow:none!important;animation:none!important;transition:none!important}html,body{background:#fff!important;color:#000!important;font-size:11pt!important;line-height:1.45!important}body{overflow:visible!important}.site-header,.main-nav,.menu-toggle,.header-phone,.header-cta,.desktop-sticky-cta,.mobile-contact-bar,.cookie-banner,.modal,.skip-link,.btn,.hero-actions,.contact-actions,script,noscript{display:none!important}main,.section,.page-hero,.hero,.section-dark,.site-footer{background:#fff!important;color:#000!important;min-height:0!important;padding:12mm 0!important;margin:0!important}.container{width:auto!important;max-width:none!important;padding:0 12mm!important}.hero-grid,.footer-grid,.cards-grid,.journey-grid,.promise-grid,.contact-grid{display:block!important}.hero-card,.card,.journey-step,.promise-card,.contact-card{break-inside:avoid!important;page-break-inside:avoid!important;margin:0 0 6mm!important;border:1px solid #bbb!important;background:#fff!important;color:#000!important}.hero-card img,img{display:block!important;max-width:100%!important;height:auto!important;object-fit:contain!important}.page-hero h1,.hero h1,h1,h2,h3{color:#000!important;break-after:avoid!important;page-break-after:avoid!important}.eyebrow,.muted,p,li,small,strong,a{color:#000!important}a{text-decoration:underline!important}a[href^="http"]:after{content:" (" attr(href) ")";font-size:8pt;word-break:break-all}.brand a:after,.site-footer a:after,a[href^="tel:"]:after,a[href^="mailto:"]:after{content:""!important}.site-footer{border-top:1px solid #999!important}.footer-bottom{border-top:1px solid #bbb!important}.map,.map-wrap{break-inside:avoid!important;page-break-inside:avoid!important}section,article{orphans:3;widows:3}form{display:none!important}}
/* KREDITOR V18 accessibility and consent controls */
.cookie-actions{display:flex;flex-wrap:wrap;gap:10px;align-items:center}.cookie-banner[role=dialog]{max-width:760px}.cookie-banner .btn-ghost{background:#fff;color:#07172a;border-color:rgba(7,23,42,.22)}.cookie-banner .btn-ghost:hover{border-color:#c49a43}.consent input{flex:0 0 auto;margin-top:.25em}input:focus-visible,textarea:focus-visible,select:focus-visible{outline:3px solid rgba(196,154,67,.35);outline-offset:2px}@media(max-width:560px){.cookie-actions{display:grid;grid-template-columns:1fr}.cookie-actions .btn{width:100%}}

/* Cookie consent: hide floating contact panels until the visitor makes a choice. */
body.cookie-consent-pending .desktop-sticky-cta,
body.cookie-consent-pending .mobile-contact-bar {
  opacity: 0 !important;
  visibility: hidden !important;
  pointer-events: none !important;
  transform: translateY(18px) !important;
}

.desktop-sticky-cta,
.mobile-contact-bar {
  transition: opacity .2s ease, visibility .2s ease, transform .2s ease;
}

@media (prefers-reduced-motion: reduce) {
  .desktop-sticky-cta,
  .mobile-contact-bar {
    transition: none !important;
  }
}

@media(max-width:640px){.site-header .nav-wrap{height:64px;flex-wrap:nowrap;align-items:center;padding:0;gap:8px}.brand{flex:1 1 auto;min-width:0;margin-right:0}.language-switch{margin-left:auto;order:initial}.menu-toggle{margin-left:0;order:initial}.header-phone,.header-cta{display:none!important}}

/* WhatsApp manual confirmation */
.wa-ready {
  margin-top: 16px;
  padding: 18px;
  border: 1px solid rgba(14,31,53,.16);
  border-radius: 14px;
  background: #f7f9fc;
  text-align: center;
}

.wa-ready p {
  margin: 0 0 14px;
}

.wa-ready__link,
.wa-ready__cancel {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  justify-content: center;
  margin: 4px;
  padding: 10px 18px;
  border-radius: 9px;
  font: inherit;
  font-weight: 700;
  cursor: pointer;
}

.wa-ready__link {
  background: #25d366;
  color: #071b10;
  text-decoration: none;
}

.wa-ready__cancel {
  border: 1px solid rgba(14,31,53,.2);
  background: #fff;
  color: #0e1f35;
}

/* WhatsApp confirmation */
.wa-ready {
  margin-top: 16px;
  padding: 18px;
  border: 1px solid rgba(14, 31, 53, 0.16);
  border-radius: 14px;
  background: #f7f9fc;
  text-align: center;
}

.wa-ready__title {
  display: block;
  margin-bottom: 8px;
  color: #0e1f35;
  font-size: 18px;
}

.wa-ready p {
  margin: 0;
  color: #526071;
  line-height: 1.5;
}

.wa-ready__actions {
  display: flex;
  gap: 10px;
  margin-top: 16px;
}

.wa-ready__link,
.wa-ready__cancel {
  flex: 1;
  min-height: 44px;
  align-items: center;
  justify-content: center;
  padding: 10px 16px;
  border-radius: 9px;
  font: inherit;
  font-weight: 700;
  cursor: pointer;
}

.wa-ready__link {
  display: inline-flex;
  border: 1px solid #1eaa59;
  background: #25d366;
  color: #071b10;
  text-decoration: none;
}

.wa-ready__cancel {
  border: 1px solid rgba(14, 31, 53, 0.2);
  background: #ffffff;
  color: #0e1f35;
}

.desktop-sticky-cta button.kreditor-sticky-channel {
  appearance: none;
  cursor: pointer;
}

@media (max-width: 560px) {
  .wa-ready__actions {
    flex-direction: column;
  }
}